Fix toast table creation.

Fix toast table creation.

Instead of using slightly-too-clever heuristics to decide when we must
create a TOAST table, just check whether one is needed every time the
table is altered.  Checking whether a toast table is needed is cheap
enough that we needn't worry about doing it on every ALTER TABLE command,
and the previous coding is apparently prone to accidental breakage:
commit 04e17bae50a73af524731fa11210d5c3f7d8e1f9 broken ALTER TABLE ..
SET STORAGE, which moved some actions from AT_PASS_COL_ATTRS to
AT_PASS_MISC, and commit 6c5723998594dffa5d47c3cf8c96ccf89c033aae broke
ALTER TABLE .. ADD COLUMN by changing the way that adding columns
recurses into child tables.

Noah Misch, with one comment change by me